Ep.17 Christine Mays - Callan

Senior Vice President 
The Senior Vice President role is defined by the oversight of a substantial functional area or major business unit. An SVP acts as the highest-ranking non-C-suite executive for their specific domain, such as the SVP of Global Sales or the SVP of Product Development. They are accountable for the performance and strategic alignment of their entire division, requiring a deep understanding of both high-level corporate goals and operational realities.  
https://climbtheladder.com/what-is-a-senior-vice-president-role-and-salary/

Institutional Investors
An institutional investor refers to an entity, such as a mutual fund, pension fund, or insurance company, that manages and invests large amounts of money on behalf of clients or beneficiaries. These investors typically trade in significant volumes of stocks, bonds, and other assets. Due to the size and influence of their transactions, they are often seen as major players in financial markets.  
https://www.investopedia.com/terms/i/institutionalinvestor.asp

Financial Crisis
A financial crisis happens when the financial system breaks down, usually from the domino effect caused by heightened risk, overborrowing, default, and tighter lending restrictions. It can be painful, very deadly, and feel as though there's no way out—like the economy is going through a major upheaval. Asset prices drop, businesses and consumers can't pay their debts, and financial institutions go through liquidity shortages. A crisis is often associated with a panic or bank run, which is when investors sell off their assets or withdraw cash because they're afraid they'll lose value if they keep it at the bank.
https://www.investopedia.com/terms/f/financial-crisis.asp

Callan
Callan is focused on business objectives that solely benefit our clients. This means you get access to a more stable consulting team supported by tools, data, and resources that could only be built by an organization with an exclusive focus on your needs.
https://www.callan.com/why-callan/

Investment Consultant
An investment consultant is a financial professional who provides investors with investment products, advice, and/or planning. Investment consultants do in-depth work on formulating investment strategies for clients, helping them fulfill their needs and reach their financial goals. Many financial advisors and financial planners would be considered investment consultants.  
https://www.investopedia.com/terms/i/investmentconsultant.asp

Research Coverage
Investment research is the bedrock of informed financial analysis. It involves a detailed examination and analysis of various financial instruments, markets, and economic trends to aid investors in making investment decisions. This process empowers investors and institutions alike to allocate their capital effectively, maximize returns, and mitigate risks.  
https://corporatefinanceinstitute.com/resources/capital_markets/comprehensive-guide-to-investment-research/?

Real Assets
A real asset is a physical asset, which means you can touch and manipulate it. It has an essential or true value, which is derived from its physical properties. Examples of real assets include real estate, precious metals, land, and equipment. The opposite of a real asset is an intangible one, which cannot be held or seen. A company's intangible assets can be just as valuable, such as their trademarks, patents, goodwill, and brands.  
https://www.investopedia.com/terms/r/realasset.asp

Risk/Return Profile
The risk-return profile of an investment refers to the trade-off between the potential returns and the risk of losing money. Higher returns typically come with higher risks, and investors must determine the level of risk they are willing to take to achieve their desired returns.  
https://www.financestrategists.com/wealth-management/risk-profile/risk-return-profile/

Value-Add 
The term value add is commonly used in the startup and corporate setting to describe anything that makes a given product, service, feature, or other topic of discussion objectively or subjectively better. Anything that enhances the value of an existing value proposition.  
https://nanoglobals.com/glossary/value-add/

Portfolio Allocation
Asset allocation is how investors divide their portfolios among different assets that might include equities, fixed-income assets, and cash and its equivalents. Investors ordinarily aim to balance risks and rewards based on financial goals, risk tolerance, and investment horizons.  
https://www.investopedia.com/terms/a/assetallocation.asp

Pension Fund
Pensions offer guaranteed lifetime income in retirement, a key difference from 401(k)s, where savings can run out. While traditional defined-benefit pensions have largely disappeared in the private sector, they remain common and often generous in the public sector.  
https://www.investopedia.com/articles/investing-strategy/090916/how-do-pension-funds-work.asp

Endowment
An endowment is a financial gift to a nonprofit organization that maintains the principal amount while using the investment income for specific purposes defined by the donor.  
https://www.investopedia.com/terms/e/endowment.asp

Limited Partner (LP)
A limited partnership (LP) is a business entity with at least one general partner (who has unlimited personal liability) and one limited partner (whose liability is limited to their investment in the company). The general partners are responsible for managing the business and making business decisions to achieve the stated business goals. The limited partners, also sometimes called silent partners, are responsible only for investing in the business, not running it.  
https://www.forbes.com/advisor/business/what-is-limited-partnership/

Money Market
The money market is a financial market that deals in short-term borrowing and lending without promising significant returns.
https://www.investopedia.com/terms/m/moneymarket.asp

Series 6
The Series 6 Securities Sales License is known more formally by FINRA as the Limited-Investment Securities License.  
https://staterequirement.com/securities-licensing/series-6-and-63/

Series 63
The Series 63 is an administrative license that deals primarily in the securities laws that affect securities sales in each state. In order to sell securities or variable insurance in any state in the US, you will need both the Series 6 and Series 63 licenses.  
https://staterequirement.com/securities-licensing/series-6-and-63/

MBA
A Master of Business Administration is a graduate degree that equips students with advanced knowledge and skills in business management, leadership, and specialized fields like finance and marketing. 
https://www.investopedia.com/terms/m/mba.asp

CFA
A chartered financial analyst (CFA) is a professional designation signifying advanced proficiency in investment management and financial analysis.  
https://www.investopedia.com/terms/c/cfa.asp

CAIA
The Chartered Alternative Investment Analyst (CAIA) designation is a globally recognized credential that certifies expertise in alternative investments. Awarded by the Chartered Alternative Investment Analyst Association, it requires passing two levels of exams covering hedge funds, private equity, derivatives, and other nontraditional assets.  
https://www.investopedia.com/terms/c/caia.asp

Quant Hedge Fund
Quantitative hedge funds are investment vehicles that use algorithmic, model-driven strategies to make trading decisions, rather than relying on human intuition or traditional research methods. These funds are built on statistical analysis, machine learning, and high-frequency data processing, allowing them to detect patterns and inefficiencies in financial markets.  
https://quantmatter.com/quant-hedge-funds/